FAQs
Frequently Asked Questions
Find answers to common questions about our loan products and services.
- Citizen of Pakistan.
- 18 years of age or older.
- Person having their own Bank Account / Mobile Wallet.
You can repay anytime within the loan term without penalty. Early repayment can also
To provide you better loan services and evaluate your Credit History.
Once the Bank Account information is entered it cannot be updated. Please use the Account in which you want to receive the loan.
By selecting your Bank from the list and entering your Account details.
We will check your Credit history based on the information provided, through Automated Risk Assessment Or you may receive a call from the Verification Department.
There are three different methods to repay the loan using Easypaisa:
- Easypaisa App.
- Easypaisa USSD.
- Easypaisa Retailer.
Yes, the information you provide is totally secure as we are a licensed company and abide by government laws to protect your information. Your information is only used for verification purpose.
It is determined based upon your credit rating that how much loan woold be approved. If you pay on time, you can get a higher loan in future.
Enter the app, click [My Account] - click [Settings] - click [Account and Security] - click [Account Cancellation], and follow the prompts. Or contact customer service 051-111-883-883 or 051-884-127-0 for review. After the customer service review is passed, your account will be cancelled within 5 working days.
- Download Paisayaar app from Google Play.
- Use the Phone Number that is registered with your CNIC.
- Fill in required Personal Information.
- The loan can be obtained after the Review is approved.
Please ensure that your account is registered with your own CNIC. We only allow one account to be bound to the same CNIC. Once submitted, you cannot modify the CNIC information. You are advised to fill your CNIC information carefully before clicking the "NEXT" button.
You can use your Mobile Wallet OR Bank Account.
You need to have a Mobile Wallet account on the same number as on Paisayaar. We will send the loan to your Mobile Wallet.
It is recommended to use the same mobile number to register the App that is on your Mobile Wallet account.
With each passing day a late payment penalty will be charged. If you still don’t pay, legal action would be taken.
The standard rate is 0.75% per day but will be determined based on the credit rating.
Dear Customer, go to the Sign-In page of the Paisayaar App and use FORGOT PIN option to reset your PIN, Or tap on the OTP Verification to generate OTP.
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